Agreement Overview

These Terms of Service (“Terms”) represent the complete agreement between you and National Consumer Center regarding your use of The Only National Consumer Center. All visitors are bound by these Terms. National Consumer Center may amend these Terms from time to time, and updates will be posted on this page. Last Updated: Oct. 13, 2026

Privacy Policy and State Law Compliance

The Only National Consumer Center’s data practices are described in the Privacy Policy, which is incorporated by reference. This website is directed to general audiences in the United States and is operated in compliance with COPPA and applicable state privacy laws, including the CCPA/CPRA, CPA, VCDPA, CTDPA, TDPSA, MODPA (effective October 2025), ICDPA, KCDPA, RIDTPPA, and additional state statutes as enacted.

Definitions

For purposes of these Terms, the following definitions apply:  “Personal Information” or “Personal Data” means information that identifies, relates to, or could reasonably be linked to a specific individual, consistent with applicable state privacy law definitions. “Sensitive Personal Information” means data revealing Social Security numbers, government-issued ID numbers, financial account credentials, precise geolocation, racial or ethnic origin, religious beliefs, union membership, health or medical data, biometric identifiers, sexual orientation, immigration status, or contents of private communications, as defined under CPRA and applicable state laws. “Sale” or “Sharing” has the meaning ascribed to it under applicable state privacy laws, which may include disclosure of personal data to third parties for monetary or other valuable consideration, or for cross-context behavioral advertising purposes.

Free Content for Personal Use

Content on this website is available at no charge for individual, noncommercial use. Using any content from this website for commercial purposes is a violation of these Terms and may expose users to legal liability.

Why We Created This Site

This website was established by National Consumer Center to distribute free, advertising-funded content to general audiences. The site is intended for personal use only and is not a venue for commercial activity by visitors.

Advertising and Marketing Disclosures

This is an advertising-supported website. The Only National Consumer Center and partner companies may receive financial compensation based on user engagement with advertisements. All material advertising partnerships are disclosed. Email Communications: Providing your information on this site may result in email marketing from The Only National Consumer Center or affiliated advertising partners. To opt out, click the unsubscribe link in any email; opt-out requests are processed within 10 business days as required by the CAN-SPAM Act. Text/SMS Communications: If you provide your mobile number and expressly consent to receive texts, you may receive SMS messages from The Only National Consumer Center or its partners. Message and data rates may apply. Text STOP to cancel; text HELP for more information. Providing SMS consent is not required for any purchase or service.

Other Websites and Services

The Only National Consumer Center is operated under these Terms, which do not extend to third-party websites. This website may contain links to third-party sites that have their own terms of service and privacy policies. No control is exercised over, and no responsibility is assumed for, the content or data practices of third-party websites. Users are advised to carefully review the terms and privacy practices of any third party before submitting personal information.

Personal Information We Collect and Share

The Only National Consumer Center collects personal information as described in the Privacy Policy, which is part of this Agreement. We may collect data including your name, email, postal address, phone number, IP address, device identifiers, and browsing behavior. Personal information may be shared with advertising partners, data brokers, and third parties for targeted advertising, lead generation, and analytics. We do not sell Sensitive Personal Information. If you are a resident of California or another state with applicable privacy law, you have rights to know, access, correct, delete, and opt out of the sale or sharing of personal information and targeted advertising. To exercise your rights, see our Privacy Choices page or contact us. We process verified requests within legally required timeframes.

No Financial Account Data Required

This website does not require financial account information to use. If you believe your financial information has been improperly collected or disclosed through this website, please contact National Consumer Center promptly using the contact information below.

Copyright and Proprietary Rights

© 2026 The Only National Consumer Center. All rights reserved.  The Only National Consumer Center's trademarks and proprietary content on this website may not be used without prior written consent. Unauthorized use may result in legal action. If you believe content on this website infringes your copyright, please send a written notice to admin@svy1.nationalconsumercenter.info that includes: (1) identification of the copyrighted work; (2) the URL of the allegedly infringing content; (3) your contact information; and (4) a statement of good faith belief that the use is unauthorized.

Children's Privacy and COPPA

This website is committed to children’s online privacy. Personal information from children under age 13 is not knowingly gathered, in accordance with COPPA. Where such collection is discovered, it will be promptly remedied by deletion of the data. This site is designed for users 18 years of age or older. If a parent or guardian believes that a minor has submitted personal information through The Only National Consumer Center, we urge you to contact us immediately.

Intended Audience: United States only

This website is maintained for U.S.-based audiences. Visitors who access this website from outside the United States assume all risk and responsibility for compliance with applicable laws of their respective jurisdictions. National Consumer Center does not warrant compliance with any non-U.S. legal requirements.

Prohibited Conduct

Prohibited uses of this website include but are not limited to: unauthorized commercial data collection, e-commerce activities, misrepresentation of identity or affiliation, interference with website security, posting harmful or unlawful content, use of automated scraping, crawling, or data extraction tools without written permission, any activity that violates CAN-SPAM, TCPA, CCPA/CPRA, FTC regulations, or other applicable law, or any use not expressly permitted by these Terms.

Amendments and Suspension

These Terms are subject to change by National Consumer Center at any time. When changes materially affect users’ rights, the “Last Updated” date will be updated. Your continued use of this website after changes are posted constitutes your acceptance. National Consumer Center may terminate or restrict access for users who violate these Terms and reserves the right to pursue legal remedies.

Dispute Resolution and Arbitration

CLAIMS ARISING FROM THESE TERMS OR USE OF THIS WEBSITE MUST FIRST GO THROUGH A 30-DAY GOOD-FAITH INFORMAL RESOLUTION PERIOD. DISPUTES NOT RESOLVED INFORMALLY WILL BE SUBMITTED TO FINAL AND BINDING ARBITRATION BEFORE THE AMERICAN ARBITRATION ASSOCIATION, EXCEPT THAT INJUNCTIVE RELIEF MAY BE SOUGHT FROM ANY COURT WITH APPROPRIATE JURISDICTION. CLASS ACTION WAIVER: TO THE EXTENT PERMITTED BY LAW, ALL DISPUTES BETWEEN THE PARTIES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT THROUGH CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDINGS.

Legal Jurisdiction

The law of the State of New York, without regard to its conflict of laws provisions, governs the interpretation and enforcement of these Terms. Nothing in these Terms modifies, limits, or waives any rights you may have under applicable state or federal privacy statutes.

Contact Information and Privacy Rights

Questions regarding these Terms may be directed to admin@svy1.nationalconsumercenter.info. You may also contact us in writing at: 14 Murray St, #302, New York, NY 10007. To make a privacy rights request under CCPA/CPRA or other applicable state privacy law by phone, dial: 844-580-0514.